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Amex Centurion Lounge vs Chase Sapphire Lounge

Premium credit card lounge battle at New York JFK.

Centurion Lounge vs Chase Sapphire Lounge at JFK: Which Should You Visit?

New York JFK has become a battleground for premium credit card lounges. Both American Express and Chase have invested heavily in flagship locations, but they offer notably different experiences.

American Express Centurion Lounge, JFK

The Centurion Lounge at JFK is one of the most sought-after credit card lounges in the US. It features a curated food menu often developed by local celebrity chefs, a well-stocked bar with craft cocktails, shower suites, and a spa. Access requires an Amex Platinum, Centurion, or Delta SkyMiles Reserve card. Guest policies were tightened in recent years, limiting complimentary guest access.

Chase Sapphire Lounge, JFK

The Chase Sapphire Lounge at JFK represents Chase's push into the premium lounge space. Located in Terminal 4, it offers a modern design with ample seating, quality dining options, a cocktail bar, and shower facilities. Access is available to Chase Sapphire Reserve and J.P. Morgan Reserve cardholders. The newer facility means less crowding compared to the established Centurion Lounge.

Key Differences

  • Centurion Lounge has an established reputation for chef-driven dining; Chase Sapphire is newer but features a fresh, modern design.
  • Centurion Lounge can get extremely crowded during peak hours; Chase Sapphire tends to have more available seating.
  • Both offer shower facilities, but Centurion also includes spa services at some locations.
  • Access cards differ: Amex Platinum vs Chase Sapphire Reserve. If you hold both, visit both and decide for yourself.